About Us

Frederick L. Breeden is President of American Annuity Agency, a National, Independent Brokerage Agency specializing in Life, Impaired Risk, Annuities, Senior Care and Disability Income. American Annuity Agency is a full service Brokerage Agency dedicated to the independent insurance professional.

Ted attended the University of Virginia and entered the insurance business in April of 1980. His experience includes being a successful independent General Agent, Annuity Marketing and Broker to local Financial Institutions, working with major insurance companies on various product designs and the successful creation and operation of American Annuity Agency. He is a member of the President's Round Table of North American Company.

When not working you can find Ted with his wife, Pam, actively involved with their family and community. Both Ted and Pam are involved in their church and many non-profit organizations. Ted also enjoys Basketball, Football, Exercise and Soccer. He currently coaches the local High School's Varsity Soccer Team.


Pamela W. Breeden is Vice-President of American Annuity Agency, a National, Independent Brokerage Agency specializing in Life, Impaired Risk, Annuities, Senior Care and Disability Income. American Annuity Agency is a full service Brokerage Agency dedicated to the independent insurance professional.

Pam graduated from Virginia Tech and taught art at the Junior High and High School level. She entered the insurance business in October 1988. Her experience includes being a successful independent General Agent, developing and implementing an effective Marketing and Service department for American Annuity Agency. Her commitment to independent agents is paramount to the success of the brokerage business.

Pam and Ted have two children, both grown and married. When not working you can find Pam with her husband, Ted, actively involved with their family and community. Both Pam and Ted are involved in their church and many non-profit organizations. Pam also enjoys Gardening, Art, Decorating, Exercise and Family Activities.


Patricia F. Allen is Life New Business Manager and also handles American Annuity Agency's Sales Support. Patti began her insurance career with American Annuity Agency in 1991 and believes strongly in customer service and agent support. She works closely with all of our carriers and has built very strong relationships to ensure timely issuance of all applications. She has been key in helping all of our carriers understand what an important part the agent plays in the application process and in helping the carrier get polices issued. Patti also works very hard to stay on top of this ever-changing industry with regard to new product changes and releases.

In her spare time, Patti is involved in many activities with her family, her church and in her community. She and her husband, Tom, have two grown children (one married) and a grandson. Patti enjoys hiking, canoeing, motorcycling, reading, traveling and helping her husband with his home improvement business.


 
 
 Fixed Life & Annuities
 Senior Care
  • Term-Guaranteed & Level
  • Universal Life
  • Indexed Universal Life
  • Single Premium UL & WL
  • Whole Life
  • Survivorship Life
  • Annuities - Fixed and Equity-Indexed (SPDA's, FPDA's & SPIA's)
 
  • Long Term Care
  • Home Health Care
  • Medicare Supplements
 

You will have COMPLETE ACCESS to...

  • Friendly and knowledgeable professionals dedicated to providing the best possible service.
  • Impaired risk underwriting
  • 24 hour website for term quotes, annuity rates, carrier forms
    (applications, replacement, HIV, etc.)
  • PRODUCTION INCENTIVES!